Are you up to date with the latest changes to Pension Credit? 

From May 2019, mixed age couples (where one person is over the State Pension age and the other is not) are no longer able to choose whether they claim Universal Credit or Pension Credit and pension age Housing Benefit. Couples can now only claim Universal Credit until both partners reach the State Pension age.

If you are unsure of your State Pension age, you can check here:

State Pension Age

Pension Credit comes in 2 parts:

Guarantee Credit - adds to your weekly income to a guaranteed minimum level:

  • £167.25 for single people
  • or £255.25 for couples

Savings Credit - additional money if you've got savings or your income is higher than the basic State Pension. This is only available to people who reached State Pension age before 6 April 2016. Eligible people could get up to:

  • £13.73 extra per week for single people
  • or £15.35 for couples

If you are a carer, you may also be able to get an extra income known as Carer Premium, or Carer Addition if it’s paid with Pension Credit. This is worth up to £36.85 a week.

Check if you are eligible for Pension Credit here:

Pension Credit Calculator

If you are receiving Pension Credit or are eligible for it, you may also be able to receive other benefits! This can include free NHS dental treatment, a cold weather payment during the winter months and additional funding for service charges for your home. 

Visit AgeUK for more information. 

Financial Inclusion Service

If you would like help applying for any of the benefits above, please speak to your Housing Officer about a referral to our Financial Inclusion team. 

Email Housing.Services@hightownha.org.uk or find your Housing Officer's contact details on MyHightown.