When people think about protecting their homes, they often focus on the walls and roof – the bricks and mortar. However, while Hightown’s insurance covers the structure of your home, it doesn’t protect what’s inside. That’s where home contents insurance becomes essential.
Protect what is important
Your home is filled with valuable possessions - furniture, clothing, electronics, jewellery and many personal items. If they are stolen, damaged or destroyed, the cost of replacing them can quickly add up. Contents insurance helps cover these expenses, offering financial support when you need it most.
Be prepared for the unexpected
Accidents and disasters can happen at any time – fires, floods, burst pipes or break ins. With contents insurance, you won’t be left struggling to replace your belongings after an unexpected event. It’s a safety net that ensures you and your family can recover more easily.
Affordable and accessible for tenants
Many people believe insurance is expensive, but that’s not the case. There are low-cost options designed especially for tenants, with flexible pay as you go or monthly payment plans. This means you can protect your belongings without straining your budget.
Peace of mind for you and your family
Having contents insurance brings peace of mind. Knowing that your possessions are covered allows you to focus on your wellbeing and daily life – confident that if something goes wrong, help is available.
Benefits for you
- Easy online access: get a quote and buy insurance online from the comfort of your home.
- Flexible payment options: spread the cost with monthly direct debits.
- Protection against losses: covers theft, fire and flood – essential for those with limited financial resources.
- Peace of mind: reduces worry about unexpected losses.
My Home Contents Insurance Scheme
To make contents insurance simple and accessible, the National Housing Federation has partnered with Thistle Tenant Risk and Ageas Insurance Limited to create the My Home Contents Insurance Scheme, a policy designed specifically for tenants living in social housing.
The policy covers most household items, including furniture, TVs, clothing, carpets, electrical items, and general household goods. It also includes:
- Up to £500 for replacement locks if your keys are lost or stolen
- Protection for contents in your fridge and freezer (excluding deliberate power connections)
Find out more:
- Ask your local housing officer for an application pack
- Call Thistle Tenant Risks on 0345 450 7288
- Alternatively, please visit the thistlemyhome.co.uk for more information or to request a call back.
